A Health Savings Account (HSA)and Flexible Spending Account (FSA) are tax-advantaged accounts that allow individuals to use pre-tax dollars to pay for qualified healthcare expenses. Eligibility and covered expenses are determined by the IRS and administered by your plan provider. This can lead to savings of up to 30%!

TrueMed is an independent healthcare payments platform that helps eligible customers use HSA or FSA funds for qualified health and wellness purchases. Through a brief health assessment reviewed by a licensed provider, TrueMed may issue a Letter of Medical Necessity when appropriate. This documentation can then be used to pay with HSA/FSA funds or to submit for reimbursement, subject to your plan administrator’s approval.

When you earn $100 in wages, your income is taxed $30*, leaving you with $70 available to spend.

When you use HSA or FSA funds, your money is tax-free, so the full $100 you earned is available to spend.

* On average, 30% of gross income is paid to state and federal tax. Individual tax rates vary.

IRS Publication 502 describes the expenses that may be paid for with pre-tax HSA/FSA accounts, including “payments for the diagnosis, cure, mitigation, treatment, or prevention of disease, and for treatments affecting any part or function of the body.” Some purchases like prescriptions and physicians visits are automatically qualified, while others require a Letter of Medical Necessity (LMN) issued by a licensed healthcare provider.

Truemed makes it easy for customers to find out if they qualify for HSA/FSA spending during checkout. After taking a short health survey, the customer’s answers are reviewed by a third party licensed medical providers and begin writing a Letter of Medical Necessity if the products/services may help cure, mitigate, treat, or prevent relevant diseases. Customers may checkout immediately using their HSA funds and will receive their LMN in 1-2 business days.

If customers do not have their HSA/FSA payment method handy, Truemed can also process their payment via credit or debit card and provide simple instructions on how to reimburse themselves from their HSA/FSA later.

We do not issue Letters of Medical Necessity.

A Letter of Medical Necessirt. must be written by your licensed healthcare provider, who can determine whether red light therapy is medically necessary for your specific condition. If you check out using TrueMed, they can assist you in obtaining a Letter of Medical Necessity.

(include link to TrueMed’s blog) https://www.truemed.com/blog/letter-of-medical-necessity-example

Eligibility is determined by your HSA/FSA administrator, not by us.

However, healthcare providers sometimes recommend red light therapy for conditions such as:

• Musculoskeletal pain or stiffness
• Joint discomfort or arthritis-related symptoms
• Muscle recovery
• Inflammation-related conditions
• Acne or other dermatologic concerns

This list is not exhaustive and does not guarantee eligibility. Coverage depends on your individual plan and whether your provider deems the device medically necessary.

An itemized receipt is included with your order. If you need an additional copy, please contact [email protected]with your order number.