Financing Your Celluma
Pay your way with flexible financing options via AfterPay, Shop Pay Installments, & PayPal.
AfterPay Financing
Afterpay is an alternative payment method that allows eligible customers to make a purchase now and pay over time. Customers can choose to split their purchase into 4 interest-free payments every two weeks or, for eligible purchases, select monthly installment plans with terms of 3, 6, 12, or 24 months.
Available payment options depend on the purchase amount, merchant participation, and customer eligibility. Approval is subject to eligibility.
Payment Options
1) Pay in 4 (Interest-Free)
Available on eligible purchases.
- Split your purchase into 4 equal payments every 2 weeks (approximately 6 weeks total)
- 0% APR
- No interest when payments are made on time
- First payment due at checkout
- Available on eligible purchases, subject to approval.
2) Pay Monthly
Available for eligible purchases from $100 to $20,000 USD.
- Choose from 3, 6, 12, or 24 monthly payments, depending on your purchase amount and eligibility
- 6.99%–35.99% APR
- Monthly payment amount and APR are determined during checkout
- No late fees for Pay Monthly loans
- Available on eligible purchases, subject to approval.
Payment Methods
Accepted
- U.S.-issued Visa and Mastercard debit cards
- U.S.-issued Visa and Mastercard credit cards (Pay in 4 only)
- Cash App Card
- Eligible U.S. checking accounts (subject to eligibility)
Not Accepted
- Credit cards for Pay Monthly plans
- Capital One credit cards
- Other unsupported cards or payment methods that do not meet Afterpay's eligibility requirements
How Do I Use Afterpay?
- Select Afterpay at checkout – Choose Afterpay as your payment method.
- Sign up or log in – you’ll be redirected to Afterpay to create an account or sign in.
- Pay 25% today – your first payment is made at checkout.
- Pay the rest later – the remaining three payments are automatically deducted every two weeks or monthly depending on eligibility.
Shop Pay Installments
Shop Pay Installments, powered by Affirm, lets eligible customers split their purchase into smaller payments at checkout.
Available on eligible purchases from $50 to $17,500 USD, including shipping, taxes, and discounts. Approval is subject to eligibility.
Payment Options
1) Pay in 4 at 0% APR
Available for eligible purchases from $50 to $999.99 USD.
- Split your purchase into 4 equal payments every 2 weeks
- 0% APR
- No additional interest or fees
- Pay using an eligible debit or credit card
- Available on eligible purchases, subject to approval
2) Monthly Installments w/ Interest
Available for eligible purchases from $150 to $17,500 USD.
- Choose from 3, 6, 12, 18, or 24 monthly payments, depending on your purchase amount and eligibility
- Interest rates from 0%–36% APR, where available and subject to federal, state, and provincial regulatory limitations
- Monthly payment amount and APR are determined during checkout
- Debit card required for monthly payment plans
- Available on eligible purchases, subject to approval
Payment Methods
Accepted
- Eligible debit cards
- Eligible credit cards for Pay in 4 plans
Not Accepted
- Capital One credit cards
- Chase credit cards
- Prepaid debit or credit cards
- ACH bank transfers
Learn more about Shop Pay Installments eligibility and requirements
Pay with PayPal
PayPal Credit is a simple, flexible credit line built into your PayPal account. To use PayPal Credit to purchase a Celluma low-level light therapy device, apply online today at PayPalCredit.com, and get a decision in seconds*.
Please note: Once you are approved and make your purchase, we ask that you call 714.978.0080, and ask for your Clinical Specialist to receive an invoice from BioPhotas, Inc. through your PayPal account. Once you receive your invoice, you can begin making payments through your PayPal account using your PayPal Letter of Credit. Buyers who pay their invoice in full within six months will pay no interest on their purchases. Payments received after six months will include an interest rate of 19.9%.