BioPhotas is proud to offer financing options through Bread Financing and PayPal Credit—Buy now, pay later!

Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.


Pay Over Time

We provide easy and affordable financing through our partner, Bread®, so you can pay for your purchase over time.

calendar icon

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

thumbs up icon

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

clock icon

Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Check your rate in seconds
without leaving our site

Questions? Visit Bread®'s help center.

paypal Credit

PayPal Credit is a simple, flexible credit line built into your PayPal account. To use PayPal Credit to purchase a Celluma low-level light therapy device, apply online today at PayPalCredit.com, and get a decision in seconds*.

Please note: Once you are approved and make your purchase, we ask that you call 714.978.0080, and ask for Your Clinical Specialist to receive an invoice from BioPhotas, Inc. through your PayPal account. Once you receive your invoice, you can begin making payments through your PayPal account using your PayPal Letter of Credit. Buyers who pay their invoice in full within six months will pay no interest on their purchases. Payments received after six months will include an interest rate of 19.99 percent.


*Credit line is subject to credit approval based on FICO scores, and a minimum Letter of Credit approval of $500. Click here for all Terms and Conditions of the PayPal Credit Payment System.